Mortgage Information
|
If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing. It seems as if there are as many lenders out there as there are homes for sale anymore. And the level of service and knowledge varies greatly from lender to lender. So it's important that you make the right decision as to which lender you work with. You want someone with experience. You want someone who acts as a consultant and really asks you what is important about your loan, and listens to make sure they are doing the right thing for your long term goals. You want someone with integrity and commitment. My lender of choice is Stephanie Scott with Metro Capital Mortgage. She is a senior loan officer that truly listens and works on your behalf. Feel free to call her at 208-287-3999 and let her know I sent you! |
 |
Use the mortgage calculators below to assist you in making some decisions around financing your new home.
Mortgage Qualification Calculator
This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.
Mortgage Payment Calculator & Amortization Table
This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.